This is the agreement that governs your use of the 1st Investor Funding website and what applies when you ask us to review your personal loan options. Browsing the site or submitting a request means you've accepted what's below — it's worth a few minutes to actually read it.
Welcome to 1st Investor Funding. Using this site for any reason — browsing, reviewing your options, or submitting a request — means you've read, understood, and agreed to everything in this document.
Before you continue: if any part of this agreement doesn't sit right with you, please stop using the site and hold off on submitting a request.
This site exists to help people find personal loan options that reflect their full financial picture, not just a score — so that's the spirit it's meant to be used in. We grant you a limited, non-exclusive, non-transferable right to browse and use the platform for that purpose. A few things aren't allowed:
If you break any of these rules, we can suspend or permanently revoke your access — without notice, at our discretion.
1st Investor Funding is not a lender. We don't make lending decisions, and we can't guarantee approval, loan amount, rate, or terms. What we do is pair you with a network of participating lending partners who look at your income, employment, and overall financial standing — not just a credit score — to see what they may be able to offer.
Submitting a request through our platform doesn't mean you're approved, and no lender is obligated to make you an offer. Every lending decision — approval, rate, term, structure — is made independently by the lender you're matched with, under their own underwriting standards and the laws that govern them.
We're a lead generator, not the decision-maker. We may share your request with participating lending partners, and we may be compensated by those partners for that referral. We do not charge an application fee.
Everything published on this site — articles, tools, guides — is meant to inform, not advise. Nothing here should be treated as financial, legal, tax, or investment advice. Before making a decision about a loan or your finances more broadly, talk to a qualified professional who knows your full situation.
We work to keep information accurate and current, but we make no warranty, express or implied, about its accuracy, completeness, or fitness for any particular purpose. Anything you act on from this site, you act on at your own risk.
Any loan amounts, rates, or example scenarios shown on this website are illustrative, not binding offers. What you're actually offered, if anything, is determined by individual lenders based on your income, employment, credit profile, and their own underwriting criteria at the time you apply.
Our platform connects with, and may reference, third-party lenders, service providers, and external websites. We aren't responsible for the accuracy, practices, security, or content of any third party. Any agreement you enter into with a lender exists solely between you and that party.
Before accepting an offer or moving forward with a lender, take the time to review their own terms, rates, and privacy policy.
To the fullest extent the law allows, 1st Investor Funding and our officers, directors, employees, agents, and successors aren't liable for any indirect, incidental, punitive, special, or consequential damages — including lost revenue or data — arising from:
This agreement is governed by the laws of the State of [Your State], without regard to its conflict-of-law provisions. Any dispute arising from or related to these terms falls under the exclusive jurisdiction of the courts of [Your County, State].
We may update these terms from time to time. Continuing to use the site after a revision means you accept the updated version — the most current terms will always be available on this page.
Questions about this agreement, or anything else? Our team is easy to reach:
Important Disclosures: 1st Investor Funding is a marketing lead generator and is not a lender. We do not make lending decisions and cannot guarantee approval. Loan amounts, rates, terms, and eligibility are determined solely by the participating lender and are not guaranteed by 1st Investor Funding. We connect individuals with participating lending partners and may share your information with them; we may be compensated by those partners for this service. We do not charge an application fee. Reviewing your eligibility typically involves a soft credit inquiry that does not affect your credit score; proceeding with a full application may involve a hard inquiry that can. Please review the Privacy Policy and Terms & Conditions before submitting any information.